10 Biggest Daily Expenses
Based on these numbers you could save yourself up to $12,045.60 per year just by keeping your vices in check! That represents a 37.5% of your salary - based on the national average income (which is $32,140 for those age 25 or above)! So listen up Mom’s and Dad’s - here’s the list;
1. Coffee - Average price for brewed coffee is $1.38 a cup. Considering the U.S. average consumption is 3.2 cups a day, we’ll assume one of those cups is purchased on the go. There are 260 weekdays a year - that’s $358.80 a year on a modest Starbucks routine.*BTW - Women indicated that having a cup of coffee was their way of relaxing whereas a cup of “joe” for the guys, was inspiration to get the job done.
2. Cigarettes - Current national average are hovering around $4.54. In NYC they are as high as $8 a pack on the street. Pack-a-day smokers fork over $1,660-$2920 a year! Weekend smoker? Buying a pack once a week adds up, too: $236-$416 annually.
3. Alcohol - Depending on your “poison” and the mark-up of your favorite “watering hole” be-it the local Sports Bar or the VIP Room, we can set an average of $5 per beer including tip, buying two beers per day adds up to around $3,650 annually and you can figure twice that for two mixed drinks a day at the local bar which is a whooping $7,300 a year annually for celebrating the spirits.
4. Bottled Water - A very common vice for soccer moms, kids and dads on the go. A average bottled water costs about $1 at the convenience store. One bottle of water per day costs $365 annually - never mind the negative impact on the environment with all those plastic bottles.
5. Manicures - Surveys found that the average cost of a manicure is about $20. A weekly manicure sets you back about $1,040 per year. And if you indulge in a Mani’ and a Pedi’ expect an annual set-back of $1,560.
6. Car Washes - It is common to get a basic wash once a week here in LA primarily because of all the pollution (sediment) thats about $12 per car or $14 for a SUV — that’s $676 a year. The average cost for a basic auto detailing package is $58, according to Costhelper.com. The tab for getting your car detailed every two months: $348 per year.
7. Weekday Lunches Out - $7-9 will generally cover a decent lunch most work days. If you buy rather than pack a lunch five days a week for one year, you shell out between $1,820-$2,350 annually.
8. Vending Machines Snacks - The average vending machine snack costs $1. Buy a pack of cookies every afternoon at work and pay $260 per year.
9. Interest charges on Credit Card - According to a survey released at the end of May 2007, the median amount of credit card debt carried by Americans is $6,600. Rate tables on Bankrate.com indicate that fixed interest rates on a standard card average 13.44 percent. Making the minimum payment each month, it will take 250 months (almost 21 years) to pay off the debt and cost $4,868 in interest, which is an average annual interest payment of $231.80. Ouch!
10. Unused Memberships - Costhelper.com reports that the monthly service fee at gyms averages between $35 and $40. At $40 per month, an unused gym membership runs $480 per year.
Sited Links;
BankRate.Com | Top 10 Money Drains
Wikipedia | Personal Income In the U.S.
Coffee Statistics
DULY NOTED:
Lists of baby girls names and baby boys names are available online for parents guidance. They can also shop baby clothes online with out hectic shopping spree put. Online day care centers and child care services can be searched out in your own area for your convenience. Parents can buy baby slings if they plan to go out for shopping or touring with their little kids.
